Internal Auditor Programmer for Banking & Financial Services Certification Training

This training prepares professionals to perform effective and compliant audits within banking, insurance and financial services institutions. This course provides practical guidance on auditing core functional areas such as credit, market, operations, trade finance, payments, risk management, derivatives and private banking.

Participants will learn modern internal audit techniques, risk‑based audit frameworks and strategies to add value through objective assurance and governance insights.

Module 1: Introduction to BFSI Internal Auditing

• Role and responsibilities of internal auditors in BFSI organizations
• Overview of banking, insurance and financial services operations
• Audit objectives, governance and compliance requirements



Module 2: Regulatory and Compliance Frameworks

• Key regulations affecting BFSI operations (central banks, RBI, UAE Central Bank, etc.)
• Risk-based auditing and internal controls framework
• Compliance monitoring and reporting requirements



Module 3: Credit and Lending Audits

• Credit risk assessment and loan documentation review
• Retail and corporate lending audit processes
• Non-performing assets (NPAs) and problem loan identification
• Loan restructuring and workout audit procedures



Module 4: Market, Treasury and Investment Audits

• Dealing room operations and risk management audits
• Investment portfolio review and compliance checks
• Derivative products and treasury operations audits



Module 5: Payments, Clearing and Settlement Audits

• Audit of retail payments and electronic banking operations
• Clearing and settlement processes for domestic and international transactions
• Fraud detection and operational risk assessment



Module 6: Trade Finance and Specialized Products

• Letters of credit, bank guarantees and export-import financing audits
• Risk controls and documentation in trade finance
• Private banking and wealth management audit practices



Module 7: Operational and IT Audits in BFSI

• Review of core banking systems and IT general controls
• Data integrity, cybersecurity, and access controls audit
• Operational efficiency and process improvement audits



Module 8: Audit Planning, Execution and Reporting

• Audit planning, scoping and risk prioritization
• Executing fieldwork and documenting audit evidence
• Reporting findings, recommendations and follow-up actions
• Professional ethics, independence and communication skills

Module 9: Case Studies and Practical Exercises

• Hands-on internal audit of retail banking operations
• Corporate lending and trade finance audit simulation
• IT and operational audit exercises with real-world scenarios
• Audit report writing and stakeholder presentation exercises

• Professionals with some experience in audit, finance, risk or BFSI operations are recommended.
• Familiarity with basic financial services products and operations enhances course benefit.
• No strict formal prerequisites are stated, but audit, accounting or risk background is advantageous.

• Chief Internal Auditors and Heads of Internal Audit.
• Incoming or aspiring Chief Internal Auditors.
• Risk Management and Compliance Officers.
• Internal audit team members and auditors within banking and financial services.
• Professionals seeking to strengthen governance and audit functions in BFSI environments.

• 20 multiple-choice questions covering all course modules
• Passing requirement: at least 15 correct answers
• Two attempts allowed to achieve a passing score
• Certificate issued upon successful completion of the exam

He is a seasoned internal auditing and risk management expert with extensive experience across banking, insurance and financial services. He brings practical expertise in modern audit methodologies, governance, risk and compliance principles and specialized auditing of key financial functions such as credit, market risk and retail and corporate operations. With real‑world insights and a focus on enhancing professional influence and performance, he helps participants build confidence in delivering high‑value audit outcomes. Passionate about strengthening internal audit capability in the BFSI sector, he equips learners with actionable tools to lead audits and communicate findings effectively within their organizations.

Learning Outcomes:

• Understand the role, scope and responsibilities of internal auditors in BFSI institutions.
• Gain clarity on key elements of modern banking operations and functional areas subject to audit.
• Apply audit methods for credit risk, market risk and operational risk reviews.
• Conduct effective audit procedures for retail banking operations.
• Perform audits of corporate banking, dealing room, payment systems and clearing services.
• Audit specialized areas such as trade finance, derivatives and private banking.
• Develop professional audit reports that communicate findings and recommendations.
• Enhance audit governance, risk assessment and compliance practices within BFSI entities.